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Overdraft is a personalized facility that a bank offers to it’s valued customer. This facility allows a customer to withdraw money from the account even if the account balance goes to zero. Withdrawal limits are different for every customer, depending on his/her relationship with the bank.
Rate of interest on the withdrawal fund
The bank levies a specific rate of interest on the withdrawal fund. This rate of interest is variable. Overdraft is a must-have facility if you are running a business. It offers excellent financial assistance when you are in an urgent need of money.
How can we help?
We will help you avail maximum Overdraft (OD) limit from your bank through proper documentation. We have years of experience in assisting individuals in availing such credit facilities from different banks.
► PAN card
► Income proof
► Identity proof
► Residential Proof
A GOOD START IS THE WORK HALF DONE !!!
Frequently asked questions
Any customer availing OD will have to repay the amount within 12 months from the date of borrowing.
The amount of OD varies for every customer. Depending on his/her financial history, CIBIL score, amount of term deposits, and their transactions, it can be different for each customer.
ODs are unsecured loans, and hence you don’t need any collateral to avail of this facility.
Yes, Banks and NBFCs levy processing charges as per their rules and regulations.
Depending on the bank from which you avail of a loan, there may be or may not be any pre-payment charges.
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